Getting into an Uber accident can be a complicated situation. Depending on whether you’re the Uber driver, the passenger in the Uber, or you’ve collided with an Uber driver on the road, your questions and concerns may vary. It’s completely normal to wonder who’s responsible in an Uber accident for personal injury damages, property damages, and any other pain and suffering that’s occurred.
At Greenstein & Millbauer, LLP, our attorneys are experienced in handling Uber accident lawsuits. If you live in the New York City area, we can investigate your accident and gather all of the available evidence to ensure the liable parties are held accountable for their actions. This will allow you to walk away knowing that your medical expenses are covered and justice has been served.
Uber Driver Insurance
If you’re the Uber driver and you get into a car accident while driving for Uber, you’ll be covered under Uber’s liability coverage. Uber’s liability coverage is as follows:
- When the driver isn’t logged into the app, Uber provides zero coverage
- When the driver is logged into the app but hasn’t accepted a ride yet, Uber provides liability coverage for any accident that is the fault of the driver, up to $50,000 per person injured in an accident, $100,000 in total injury liability per accident, and $25,000 in property damage liability.
- When the driver has accepted a trip or ride, Uber provides liability coverage up to $1 million.
Uber’s liability coverage extends to the Uber driver, the Uber passenger, and any passenger or car injured or damaged in the wreck. Depending on how the wreck occurred, however, Uber may not provide coverage willingly, and you may need to file a personal injury claim for compensation. Hiring an NYC Uber accident attorney can be helpful in ensuring that you receive the money you deserve.
Passengers and Drivers of the Colliding Vehicle
If the Uber driver was at fault for causing the collision, Uber’s insurance policy should cover any injuries and damages that occur in the collision; however, determining fault in car accidents can get complicated. When proving negligence becomes a blurred line, insurance companies may not be as willing to pay out settlements right away.
If you were partially at fault for causing the collision, you still have the right to file for compensation, but you’ll need the help of a lawyer to calculate your claim’s value and work with the defending insurance company to determine your ultimate settlement amount.
Reach Out to a Car Accident Lawyer
A car accident attorney in New York can be an invaluable resource in pinpointing all liable parties in your wreck. Uber accidents can make liability more complicated to determine because Ubers provide a service and passengers are involved. At Greenstein & Millbauer, LLP, we’ll negotiate on your behalf to ensure you walk away with the compensation you deserve.